Commercial Finance – Grand Union Finance

COMMERCIAL MORTGAGES

Commercial mortgages are essential for those looking to purchase, refinance, or expand business properties. At Grand Union Finance, we specialise in arranging both owner-occupied and investment commercial mortgages to meet diverse business needs.

Owner-Occupied Commercial Mortgages

Owner-occupied commercial mortgages are designed for businesses that intend to use the property as a base of operations. This option is ideal for companies seeking stability and control over their premises, with the added benefit of potential long-term property appreciation.

Key features include:

Income-Driven Lending:

Loan sizes are typically determined by the rental income potential of the property.

Specialised Terms:

Investment terms focus on maximizing return on investment, often with a lower loan-to-value ratio compared to owner-occupied options.

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Investment Commercial Mortgages

Investment commercial mortgages cater to investors looking to purchase commercial property to generate rental income. These mortgages are ideal for those seeking a steady income stream and capital appreciation from assets like office spaces, retail units, or industrial facilities.

Key features include:

Income-Driven Lending:

Loan sizes are typically determined by the rental income potential of the property.

Specialised Terms:

Investment terms focus on maximizing return on investment, often with a lower loan-to-value ratio compared to owner-occupied options.

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Process Steps for Finance Application:

STEP 1

Send us your enquiry, book a call, or give us a ring on our broker hotline – 0121 828 1400

STEP 2

One of our specialist brokers will run through your requirements on a phone call

STEP 3

Your broker will research the market, searching for the best finance product for your bespoke situation

STEP 4

Your case manager will be in touch to go through the client on-boarding process, including how to use our “client portal” to upload documents easily and securely

STEP 5

Your broker will return their recommendation to you in an easy to view table before calling you to talk this through with you

STEP 6

If you are happy with our recommendation, you will be sent our terms of business to digitally sign, along with a full illustration, breaking down the loan in full, which your broker will talk you through

STEP 7

We will then complete the full application on your behalf, meaning no paperwork for you

STEP 8

Once submitted, your broker and case manager will process your application all the way through to completion, acting as your personal project managers, liaising the lender, agent and solicitor throughout

Ready to start your application?

At Grand Union Finance, we offer guidance on selecting the right commercial mortgage type and work with a wide range of lenders to secure competitive terms. Reach out to us to explore the best solution for your business or investment goals.

GET STARTED

Ready to start your application?

We're here to help reach your financial goals.

GET STARTED

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COMMERCIAL MORTGAGES

Owner-Occupied Commercial Mortgages

Key features include:

Income-Driven Lending:

Specialised Terms:

Investment Commercial Mortgages

Key features include:

Income-Driven Lending:

Specialised Terms:

Process Steps for Finance Application:

Ready to start your application?

At Grand Union Finance, we offer guidance on selecting the right commercial mortgage type and work with a wide range of lenders to secure competitive terms. Reach out to us to explore the best solution for your business or investment goals.

Ready to start your application?

We're here to help reach your financial goals.

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